:root{--steel-900:#14202b;--steel-800:#1f3547;--steel-700:#2c4a61;--steel-600:#3a6180;--steel-100:#dde7ee;--steel-50:#eff4f8;--flame:#d9531e;--flame-dark:#ad3f14;--flame-100:#fce9df;--grey:#f4f6f8;--grey-2:#e8ecf1;--white:#fff;--line:#d5dde5;--line-2:#b6c2cd;--ink:#14202b;--body:#41505e;--body-light:#61707e;--r-sm:5px;--r:7px;--r-lg:9px;--sh-sm:0 1px 2px #14202b14;--sh:0 3px 4px #14202b0f, 0 6px 16px #14202b1a;--sh-lg:0 6px 10px #14202b1a, 0 16px 36px #14202b29;--wrap:1200px;--gut:24px;--f-display:"Barlow Condensed", "Arial Narrow", Impact, sans-serif;--f-body:"Inter", system-ui, -apple-system, "Segoe UI", sans-serif;--t:.16s ease}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{font-family:var(--f-body);color:var(--body);background:var(--white);-webkit-font-smoothing:antialiased;font-size:16.5px;line-height:1.68}img{max-width:100%;height:auto;display:block}ul,ol{list-style:none}a{color:inherit;transition:color var(--t), background var(--t), border-color var(--t), box-shadow var(--t), gap var(--t);text-decoration:none}h1,h2{font-family:var(--f-display);color:var(--ink);letter-spacing:.004em;font-weight:600;line-height:1.08}h3,h4{font-family:var(--f-display);color:var(--ink);letter-spacing:.008em;font-weight:600;line-height:1.26}.wrap{max-width:var(--wrap);padding:0 var(--gut);margin:0 auto}.sec{padding:92px 0}.sec-sm{padding:64px 0}.sec-grey{background:var(--grey)}.sec-dark{background:var(--steel-800);color:#ffffffdb}.sec-dark h2,.sec-dark h3{color:#fff}.shead{text-align:center;max-width:720px;margin:0 auto 52px}.shead.left{text-align:left;margin-left:0}.shead h2{margin-bottom:14px;font-size:clamp(1.9rem,3.4vw,2.7rem)}.shead p{color:var(--body-light);max-width:620px;margin-inline:auto;font-size:1.08rem}.shead.left p{margin-left:0}.sec-dark .shead p{color:#ffffffc2}svg{width:1em;height:1em}.eyebrow{font-family:var(--f-display);letter-spacing:.1em;text-transform:uppercase;color:var(--steel-700);background:var(--steel-100);border-radius:var(--r-sm);border-left:3px solid var(--steel-700);align-items:center;gap:9px;margin-bottom:16px;padding:6px 14px;font-size:.8rem;font-weight:600;display:inline-flex}.eyebrow svg{stroke:currentColor;fill:none;stroke-width:2.4px;flex-shrink:0;width:15px;height:15px}.sec-dark .eyebrow{color:#ffd0bd;border-left-color:var(--flame);background:#ffffff1a}.btn{font-family:var(--f-display);letter-spacing:.035em;text-transform:uppercase;border-radius:var(--r-sm);cursor:pointer;border:2px solid #0000;justify-content:center;align-items:center;gap:10px;padding:15px 30px;font-size:1.02rem;font-weight:600;display:inline-flex}.btn 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th.c-us:after{content:"";background:var(--flame);height:3px;position:absolute;bottom:0;left:0;right:0}.ctable th b{font-family:var(--f-display);text-transform:none;letter-spacing:0;color:#fff;margin-bottom:2px;font-size:1.1rem;font-weight:600;display:block}.ctable th.c-them b{color:#ffffffe0}.ctable th:first-child{width:23%}.ctable td{border-top:1px solid var(--line);vertical-align:top;padding:18px 20px;line-height:1.55}.ctable td.c-crit{font-family:var(--f-display);color:var(--ink);background:var(--grey);font-size:1.04rem;font-weight:600}.ctable td.c-us{color:var(--ink);border-left:1px solid var(--steel-100);border-right:1px solid var(--steel-100);background:#fbfcfd}.ctable td.c-them{color:var(--body-light)}.ctable tbody tr:last-child td.c-us{border-bottom:3px solid var(--flame)}.c-mark{align-items:flex-start;gap:11px;display:flex}.c-mark svg{fill:none;stroke-width:2.6px;flex-shrink:0;width:19px;height:19px;margin-top:3px}.c-yes svg{stroke:var(--flame)}.c-no svg{stroke:var(--line-2)}.ctable-note{color:var(--body-light);text-align:center;margin-top:20px;max-width:66ch;margin-inline:auto;font-size:.87rem;line-height:1.55}.contrast{grid-template-columns:1fr 1fr;gap:26px;display:grid}.panel{background:var(--white);border:2px solid var(--line);border-radius:var(--r-lg);padding:34px 30px}.panel.now{border-color:var(--flame)}.panel.later{border-color:var(--steel-800)}.panel-head{align-items:center;gap:13px;margin-bottom:8px;display:flex}.panel-ico{border-radius:var(--r-sm);flex-shrink:0;place-items:center;width:44px;height:44px;display:grid}.panel-ico svg{fill:none;stroke-width:2.3px;stroke-linecap:round;stroke-linejoin:round;width:22px;height:22px}.panel.now .panel-ico{background:var(--flame-100)}.panel.now .panel-ico svg{stroke:var(--flame-dark)}.panel.later .panel-ico{background:var(--steel-50)}.panel.later .panel-ico svg{stroke:var(--steel-700)}.panel h3{font-size:1.3rem}.panel>p{color:var(--body-light);margin-bottom:20px;font-size:.93rem}.panel ul{flex-direction:column;gap:15px;display:flex}.panel li{align-items:flex-start;gap:12px;font-size:.96rem;line-height:1.55;display:flex}.panel li svg{fill:none;stroke-width:2.5px;flex-shrink:0;width:19px;height:19px;margin-top:3px}.panel.now li svg{stroke:var(--flame)}.panel.later li svg{stroke:var(--steel-600)}.panel li b{color:var(--ink);font-weight:700}.olist{counter-reset:o;max-width:840px;margin:0 auto}.olist li{counter-increment:o;border-bottom:1px solid var(--line);color:var(--body-light);gap:20px;padding:22px 0;font-size:.99rem;line-height:1.62;display:flex}.olist li:last-child{border-bottom:none}.olist li:before{content:counter(o);border-radius:var(--r-sm);background:var(--steel-800);color:#fff;width:36px;height:36px;font-family:var(--f-display);flex-shrink:0;place-items:center;font-size:1rem;font-weight:600;display:grid}.olist li 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span{color:var(--body-light);font-size:.8rem;line-height:1.4}.svc-meta{background:var(--white);border-bottom:1px solid var(--line)}.svc-meta-grid{grid-template-columns:repeat(4,1fr);display:grid}.svc-meta-item{border-right:1px solid var(--line);text-align:center;padding:24px 20px}.svc-meta-item:last-child{border-right:none}.svc-meta-item .m-val{font-family:var(--f-display);color:var(--steel-800);margin-bottom:4px;font-size:1.38rem;font-weight:600;display:block}.svc-meta-item .m-lbl{color:var(--body-light);font-size:.82rem;line-height:1.4}.endcta{background:var(--steel-800);color:#fff;border-top:4px solid var(--flame);text-align:center;padding:88px 0}.endcta h2{color:#fff;margin-bottom:16px;font-size:clamp(1.85rem,3.2vw,2.6rem)}.endcta p{color:#fffc;max-width:52ch;margin:0 auto 30px;font-size:1.08rem}.endcta-actions{flex-wrap:wrap;justify-content:center;gap:15px;display:flex}.site-footer{background:var(--steel-900);color:#ffffffb3;padding:68px 0 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